2018 Compliance Seminar

September 20, 2018
8:30 AM - 3:00 PM

Crystal Gardens
5768 E. Grand River Ave.
Howell, MI 48843

MMLA 2018 Compliance Seminar  - Are You Prepared?
September 20, 2018
Crystal Gardens Banquet Center, Howell

Don’t miss this seminar to keep you current on the latest trends and info you need to know to stay compliant and keep your data secure.  Cost:  $69 for MMLA Members, $99 for non-MMLA Members. Register a group of 5 for just $300!  Non-MMLA Members attending this informative seminar at the $99 fee will receive 1 full year of MMLA membership for FREE – a $199 value!*  

With this schedule and speaker line-up, you will stay informed and prepared:

Click here to watch the video from Audrey Acqusiti! 

8:30 am  Registration and Breakfast

9:00 – 10:30    Compliance Essentials Discussion
 Audrey Acquisti, MSource Training & Consulting
TRID 2.0   Sizing up the new TRID Rule:  What changed, what didn’t, and what is still unclear?  The latest version of TRID provided the industry with much-needed clarification on a number of issues and practices facing lenders as they react and operationalize workflow to be in compliance with the revised rules of engagement.  As we all know, the original rule had many clear mandates, but left certain areas very gray.

What is the CFPB and your state auditors looking for?  Internal Audit Insider Tips?  If you are a financial services provider, you are most likely subject to CFPB jurisdiction.  If you are mortgage broker, lender or state depository, you are also subject to state jurisdiction.  If you are regulated by either (or both), you need an internal audit program.  You may not have one yet, it may be in its infancy, or it may be a work in progress, but that doesn’t change the fact that audits are an essential – not discretionary – aspect of fair lending compliance.  Will your internal audit function pass regulatory scrutiny? Learn best practices for establishing and maintaining a cost-effective internal audit function.

Brian Nettleingham, Maddin Hauser Roth & Heller, P.C.

Vendor Management: Negotiating Agreements and Mitigating Risk  Financial institutions regularly use outside vendors to manage and facilitate the services they offer to consumers. We will discuss some of the essential terms that you should consider when negotiating vendor agreements from business and regulatory perspectives. For example, what provisions should be included in the agreement regarding oversight? What level of indemnification is reasonable? What kind of termination clauses should you include, and what is a reasonable contract duration? We will also discuss serious potential issues that can arise with technology, including online terms and conditions that may not be expressly set forth in a simple master service agreement and data ownership.

10:45 – 11:30 Digital Advertising
 Derek Diaz, Federal Trade Commission
Social media and digital advertising are required elements of doing business today, and new legal issues continue to arise as company’s usage and practices evolve. Learn about the recent legal developments in this area and what the future may hold in terms of guidance, enforcement and trends.

  Lunch Break

12:15 - 1:30  Anatomy of Fraud and How to Stop Cyber Criminals
 Lawrence Duthler, Sun Title Agency
The session will include a detailed review of seller-side and buyer-side fraud attacks, a review of phishing and social engineering techniques to start frauds, summary of 2017 industry frauds and a review of CertifID, a guaranteed fraud prevention solution.

Key take always would include: 
   - understanding of the timing and sophistication of cyber fraud;
   - list of best practices to keep your organization and your clients safe; and
   - fraud recovery roadmap should a wire fraud take place.

1:45 – 3:00 Rebalancing Your Compliance Program for Today's Market
 Ari Karen, Offit Kurman
The shift in leadership at the CFPB and White House has many beginning to rethink compliance and business decisions of the recent past.  Whether your business wants to become more flexible in light of perceived regulatory relaxation or is concerned about the competition posed by others doing so, this special briefing will examine the risks, rewards and repercussions of reevaluating your compliance/business options. Hear from Ari Karen, CEO of Strategic Compliance Partners and Principal at Offit Kurman, as he discusses reviewing and rebalancing your compliance program.


Sponsorship is available:  $250 spotlight your company at this event and put your logo here!  Sponsorship includes 2 registration tickets, recognition on this website page, in email marketing and on signage at the event.

Thank you to  for sponsoring this event:  and


Thank you to these MMLA 2018 Platinum Corporate Partners/Event Sponsors:



* Free MMLA Membership will be actived after attendance at this seminar.  Valid for new MMLA members only, not for current members.

Registrations made must be paid in full and are not refundable.

Registration and attendance at, or participation in, MMLA meetings and other activities constitutes an agreement by the registrant to the use and distribution of the registrant or attendees’ image or voice in photographs, videotapes, electronic reproductions and audiotapes of such events and activities by MMLA.

MMLA events are non-recruiting functions! Solicitation and/or distribution of employment opportunities, including net branch/net compensation plans, is prohibited. The penalty for non-compliance with this policy is immediate expulsion from the event without a refund of fees paid to MMLA related to the event.

Questions?  Contact MMLA Executive Director Joanne Misuraca at joanne@mmla.net or 586-226-2823

Platinum Corporate Partners