March 2018 Print

President's Report

From the President's Desk

By:  Jim Wickham CMB, 2018 MMLA President
Union Home Mortgage Company

A few hints of Spring have finally emerged, but for those of us who have lived in Michigan for many years - we know snow in March and April is probable and not just possible. 

 A lot of activity in the political arena that impacts our industry as of late.  We encourage all of our members to take a few minutes and review the MBA position on GSE reform (https://www.mba.org/issues/gse-reform).  The GSE’s impact almost every aspect of our industry and profoundly impact the daily activities of our members.  Changes in their structure and their role in our industry at large is an issue that clearly deserves all of our attention.  Maintaining the 30-year fixed rate mortgage and a level playing field for both small and large lenders are critical but many aspects of reform must be clarified.  Our voice from both the state and national level as well as from both small and large lenders matters.  Stay engaged, and follow up when you get the opportunity.

 We’ve have had great success with our new corporate partnership approach.  Thank you to all the companies that supported this initiative both at the state and chapter level.  We have picked up some momentum this year with our new approach.  This is a great way to ensure your brand is recognized at all events throughout the year.  Your support and participation for the many of you who are involved is greatly appreciated. 

Hope you all have a great Spring, ready for some Tiger baseball at Comerica Park!

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Legislative & MORBANPAC Committee News

Legislative and MORBANPAC Committee Update

by:  Todd Potter, CMB, Chairman
Level One Bank

2018 is a year of significance in the State of Michigan as it relates to our elected officials who represent the citizens of this state and our industry, both in Washington DC and Lansing. Here is a brief look at what the voters in our state will be deciding on November 6, 2018:

  • Governor/Lt. Governor
  • Secretary of State
  • Attorney General
  • Two of the seven Michigan Supreme Court Justices Seats
  • One of the two US Senate seats (Stabenow)
  • 14 of the 14 congressional districts in the US House of Representatives
  • 38 of the 38 Michigan State Senate Seats
  • 110 of the 110 Michigan House of Representatives seats

In addition to several ballot proposals, it’s easy to see that 2018 will shape the direction and political climate of our state – so get ready for those commercials and robocalls we love to hate.

With this change comes opportunity and the MMLA has planned for this change in our legislative efforts. Many of you know that Murray Brown, MMLA’s Legislative Consultant who faithfully represented the best interests of the membership for many years, retired in 2017. Going forward, the Legislative Chair/Committee will take a collaborative approach, along with a renewed partnership with Karoub Associates, in discussing state legislative issues important to the interests of the MMLA, our membership and the consumer.

The Legislative committee held their first meeting of 2018 on March 2nd and discussed 31 different Housing-related Bills making their way through the State House and Senate. If anyone is interested in playing an active part in the Legislative Committee, we would welcome your participation. Contact me at tpotter@levelonebank.com

As always, your contribution to MORBANPAC is imperative that our voice is strong in Lansing. Click here to learn more about MORBANPAC and make your contribution today.

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Education Committee News

Education Committee Update
Audrey Acquisti, MMLA Education Consultant
MSource Training & Consulting

Greetings All!

If you haven’t reserved your seat yet for our annual Sales Symposium taking place this Thursday, you’re close to missing out on an informative and highly motivational day! With a slight slowdown some lenders are experiencing now, it is the perfect time to invest in yourself and renew your business vision by opening up to new methods and market opportunities.

Sue Woodard, National Success Leader, will help you solidify your goals, create your roadmap, keep you on track, and lastly, show you how to successfully move through each and every step of your success plan.

Diversity, Inclusion, and Demographic Trends…Maria Vergara has the numbers! You won’t want to miss Maria’s discussion on key population drivers that can guarantee your future success.  

If you haven’t had an opportunity to hear Blain Rada speak, you’re in for a treat! Blain is the Senior National Trainer & Instructional Designer for Arch Mortgage Insurance. Blain has the unique ability to explain, coach, and inspire! Blain’s will give you tools to help you seize market share in a purchase market.

Our Sales Symposium would not be complete without a peak into the Secondary Market. Phil Rasori, Mortgage Capital Trading, is a recognized thought-leader in capital markets operations. We are excited to hear Phil’s views on current and projected economic changes and how our nation’s political framework will continue to shape our industry.

Without a plan, it’s just wishful thinking! Enhance your plan on March 8th! See you then….

To register for this event, go to: http://mmla.net/meetinginfo.php?id=98


 Mortgage Loan Essentials Course
 Presented by Genworth
 May 22 & 23 in Southfield
This is a 2-day, intense overview of the mortgage loan process. It is designed to jump-start the careers of your newer, LO’s, LOA’s, Processors or Underwriters. This course will take attendees through a deeper understanding of both the “what” and “why” aspects of mortgage lending.  Whether you are new to the industry or just want a refresher, this is a great course providing written materials for you to take back to your office.   Click here for all the details and to register!

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Membership and PR Committee

The MMLA Membership & PR Committee
Allison Johnston CMB, Chairperson
Success Mortgage Partners

Why are YOU a member? We want to hear from you!

Record a 60 second video on why you are a member of the MMLA and share your experience. Simply record a “Member Minute” video of yourself saying why you are a member, what you like most about membership, what value you get out of membership, why others should join, etc. and send it to mmla@mmla.net and you will be entered to win a great prize!   The winner will get a FREE ANNUAL CONFERENCE Registration - a $479.00 value!   Be creative and have fun with this!! The videos will be posted on our YouTube page and through our social media pages to help promote MMLA membership.

To hear more about the MMLA "Member Minute" video contest, please contact me at allison@smprate.com or at 734-927-0276.


The MMLA has welcomed 98 new members since January 1, 2018!!  Click here for the full list.
We also welcomed these new Corporate Partners for 2018:
Platinum:   Everbank, National MI, The Huntington National Bank, Vice Capital Markets
Silver:  Mortgage Capital Trading (MCT)
Bronze:  First National Bank of America, Level One Bank
President's Club:  Parks TItle Co. 
Click here to see the full list of corporate partners and to learn how your company can take advantage of the benefits of this program.

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Annual Lending Conference

The MMLA 2018 Lending Conference
by:  Karen Bondar, Chairperson
Arch Mortgage Insurance Co.

The 2018 Annual Lending Conference will be held August 15 - 17 at Crystal Mountain Resort and Spa in Thompsonville, MI  so be sure to put this event on your calendar.  We are lining up some great speakers and have confirmed:  Doug Duncan, Chief Economist for Fannie Mae; Dave Motley CB, Chairman of the MBA; Bill Cosgrove, President & CEO of Union Home Mortgage Co.; and Michael Davenport, Cyber Security Expert with Trilogy Securities.  Others are invited, so stay tuned for future announcements.

Besides the great education offered, the conference will also include wonderful networking events, great receptions and dinners and will end with a golf tournament on the resorts Mountain Ridge course.   Save the dates and reserve your sponsorship dollars now for this great event!!    Any questions, please email me at kbondar@archmi.com.

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Mid Chapter News

The Mid Chapter Update
Lisa Haun
Mid Chapter President
Transnation Title Agency, Inc.

I am pleased to say that we began our 2018 year out strong on January 10th with a very well attended event at Lansing Brewing Company. Our guest speaker was our very own State MMLA President, Jim Wickham, CMB. Jim laid out the MMLA plans for the group and we all enjoyed hearing about the exciting year ahead.

Our second event was on February 7th. This was a joint event at Reno’s East in East Lansing with our local Women’s Council of Realtors. We hosted over 60 attendees. The focus of this event was to grow local membership and we handed out quite a few membership forms! Our local MSU Men’s Basketball Coach, the beloved Tom Izzo, hosted his radio show that evening at the venue. Several of us got great pics with the coach!

Next on the Lansing area horizon is our Power Lunch at Board of Water and Light Depot. This will take place on April 11. Dick Peffley, General Manager of BWL, will update us on the new power plant as well as other new developments at BWL. We will also hear from Bob Trezise, President & CEO of Lansing Economic Area Partnership (L.E.A.P). He will update us on new projects and developments around Greater Lansing. Click here to register today!

I am looking forward to our annual Lugnuts baseball outing at Cooley Law Stadium on June 21st and our annual joint golf outing with WCR at Royal Scot on August 23rd.

I would like to end by thanking each MMLA Mid leadership member for helping me make this year a success. I could not do it without all of you!


 Meet your MMLA Mid Chapter Leadership Team and Chapter Partners!

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SE Chapter News

SE Chapter President's Corner
Kirk King
SE Chapter President
Continuity Programs, Inc.

Southeast Chapter – Already Rocking 2018

We had a packed house on February 8th at Maggiano’s, and Mr. Wickham kept everyone in the room on their toes.  Dawn and her committee have already locked in the 1st awesome social event, so make sure you sign up for Meet your Match on March 22, at 5th Tavern.  We are making some major changes with the golf outing.  The monumental change is Marc moved the golf outing from Thursday to Friday; you know those mornings after the golf outings have been pretty rough.  With the weekend to recover, please block off June 8th for the craziest MMLA Golf Outing ever.  We are moving the golf outing to Boulder Pointe to keep it fresh.  Paula’s holiday party committee are already checking out venues.  We know the Zoo was awesome, but she wants to get more bang for the buck and keep everyone laughing all night.  Please keep opening the MMLA emails to stay connected and informed.  No one wants to miss a great time!!

Also, you may be interested to read an article I wrote that was published by the Michigan Bankers Association. Enjoy!


SE Chapter Social Committee
by:  Dawn Burdick, Chairperson
Balvenie Title Company

Cheers from the Social Committee! We look forward to hosting our first event of the year. Join us on Thursday, March 22nd from 5-8 PM at 5th Tavern (conveniently located in Bloomfield Township - Square Lake/Telegraph). Stock up on business cards to “Meet Your Match” and network with members and affiliates.   There is limited space so be sure to click here to for all the details and to register today!

Thank you to our event sponsor: 


SE Chapter Golf Committee
By:  Marc Faber, Chairman
Optimal Blue

It's time to start planning for the Annual SE Chapter Golf Outing to be held FRIDAY June 8th at Boulder Pointe Golf Club in Oxford.  We moved it to a Friday to get a fun start on your weekend.  Make your plans now to attend and save your sponsor dollars for this event.  Watch your email and check the MMLA website for more details coming soon.

If you would like to volunteer to help with this event, we would love for you to join the committee.  We need non-golfers as well to help with set up and other details the day of the event.  It won't take much of your time - 1 hour a month or so on a conference call - but it is a lot of fun!!   Contact me at mfaber@optimalblue.com if you would like to help!


Meet the SE Chapter Leadership Team AND Chapter Partners!

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West Chapter News

West Chapter Update
Katrina Cole
2018 West Chapter President
Inlanta Mortgage Inc.

 

The West Chapter was excited to have hosted an incredible Meet Your Match Event this year with the West Michigan Chapter of the Women's Council of Realtors with over 75 attendees participating.  We were happy to have Kristen Hartnagel join us for an icebreaker on knowing someone's behavior style with a handshake so we can better connect with their personality.

     

Our upcoming events are in April where we will be discussing the possibility  Michigan Mortgage Lenders Association - Meeting/Event Information that we all maybe violating Fair Housing Guidelines unintentionally due to a simple lack of knowledge and by making assumptions.  There will be a focus on social media advertising, real estate sales, mortgages, rentals, and condo associations.  Our guest speaker will be Ms. Keegan who provides  Michigan Mortgage Lenders Association - Meeting/Event Information technical fair housing training to the housing industry and information on fair housing rights to the community at large.

Additionally, we are in the planning stages of our May Happy Hour on the Lakeshore, so stay tuned.


Make your plans now to attend this great event!

April 24, 2018
8:30 am - 11:00 am
Sunnybrook Country Club, Grandville

Hear from Liz Keegan, Director of Education & Outreach with Fair Housing Center of West Michigan.

Ms. Keegan provides technical fair housing training to the housing industry and information on fair housing rights to the community at large.

This event with be great for all involved in the Real Estate Industry including REALTORS.  

We will be discussing the fact that we all maybe violating Fair Housing Guidelines unintentionally due to a simple lack of knowledge and by making assumptions.  There will be a focus on social media advertising, real estate sales, mortgages, rentals and condo associations.

 Click here to download the flyer! 

PUT YOUR LOGO HERE!  Consider spotlighting your company as a Sponsor of this event.  The $250 sponsorship fee includes company logo in all email marketing, on the website and on signage at the event as well 2 registration fees.


 

Click here to see the West Chapter Leadership Team
and chapter parters

 

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Platinum Corporate Partners