COVID-19 Resources

Here are some resources for your reference:

NEW - IMPORTANT: 

Governor Whitmer Signs Executive Order Creating Eviction Diversion Program
 6/25/2020 — Governor Whitmer today signed Executive Order 2020-134 extending the temporary suspension of evictions until July 15 and creating the Eviction Diversion Program, which outlines a process for renters to get fast rental assistance or establish a manageable payment plan to keep Michiganders in their homes. Rental assistance under the Eviction Diversion Program will be available beginning July 16.

“No Michigander should have to worry about losing their home during a global health pandemic and, at the same time, landlords and management companies need rent from their tenants to sustain their businesses,” Governor Whitmer said. “This innovative new program will save lives, save money, and save businesses by keeping families in their homes and providing immediate financial relief to landlords for back rent they’re due.”

Under Executive Order 2020-134, $50 million of rental assistance will be made available in the form of lump sum payments to landlords in exchange for allowing tenants to remain in their homes, forgiving late fees and up to 10% of the amount due. Tenants whose back rent is not completely covered by the Eviction Diversion Program will be entered into manageable payment plans facilitated by Supreme Court Administrative Order 2020-17.

The program was created following the passage of Senate Bill 690, which passed unanimously out of both the Michigan House and Senate on June 17. The legislation appropriated $60 million in Coronavirus Relief Funding to the Department of Labor and Economic Opportunity for the creation of a rental assistance program to assist tenants and landlords after the eviction moratorium concludes.

Information around this outbreak is changing rapidly. The latest information is available at Michigan.gov/Coronavirus and CDC.gov/Coronavirus.

To view Executive Order 2020-134, click the link: Executive Order 2020-134.pdf

Governor Whitmer Extends Executive Order Enabling Remote Transactions
 6/24/2020 LANSING, Mich. — Governor Whitmer today signed Executive Order 2020-131, which extends a previous executive order temporarily allowing e-signatures on official documents and remote notarizations to avoid unnecessary in-person contact during the ongoing COVID-19 pandemic. Executive Order 2020-131 expires on July 31, 2020.

“As we continue to suppress the spread of COVID-19 and make every effort to prevent a second wave, it’s crucial that we take all measures to avoid unnecessary in-person contact while ensuring documents can be signed or notarized,” Governor Whitmer said. “Encouraging the use of e-signatures and alternative means of notarization will protect more people during this ongoing public health crisis.”

Under Executive Order 2020-131, requirements for in-person notarizations are temporarily suspended and transactions that require a notary to be completed via two-way, real-time audiovisual technology are allowed. The order also extends the validity of notary commissions until July 31, 2020. It also permits the use of electronic signatures in all cases, except in rare circumstances when a physical signature is required.

Information around this outbreak is changing rapidly. The latest information is available at Michigan.gov/Coronavirus and CDC.gov/Coronavirus.

To view Executive Order 2020-131, click the link:   EO 2020-131.pdf


CFPB AND STATE regulators PROVIDE ADDITIONAL GUIDANCE TO ASSIST BORROWERS IMPACTED BY THE COVID-19 PANDEMIC

 

The President signs the PPP Flexibility Act into law

Please watch this video message:

MMLA Letter to Members


 

CFPB, FHFA, & HUD LAUNCH JOINT MORTGAGE AND HOUSING ASSISTANCE WEBSITE FOR AMERICANS IMPACTED BY COVID-19

Governor Whitmer Signs Executive Order to Re-Open Construction & Real Estate SafelyGovernor Gretchen Whitmer signed Executive Order 2020-70 as part of her MI Safe Start plan. The executive order will allow the May 7 resumption of some types of work that present a very low risk of infection, including construction, real-estate activities, and work that is traditionally and primarily performed outdoors. 

 This is great news for our Realtor partners.  Click here for the full order.   Notice on page 10, section (h) where it says:" Effective at 12:01 am on May 7, 2020, workers in the real-estate industry, including agents, appraisers, brokers, inspectors, surveyors, and registers of deeds, provided that:
     (1) Any showings, inspections, appraisals, photography or videography, or final walk-throughs must be performed by appointment and must be limited to no more than four people on the premises at any one time. No in-person open houses are permitted.
     (2) Private showings may only be arranged for owner-occupied homes, vacant homes, vacant land, commercial property, and industrial property.

After GOP Legislature Declares ‘Mission Accomplished’ on COVID-19, Governor Whitmer Signs New Executive Orders to Save Lives, Protect Michiganders New orders effective through May 28, 2020   To view the governor's Executive Orders, click the links below: 


Governor Whitmer and Michigan’s Financial Institutions Agree to Partnership for Providing Borrowers 90-day Mortgage-Payment Forbearance  
Governor Gretchen Whitmer has partnered with Michigan’s financial institutions to recognize the measures being taken to ensure that no one experiencing financial hardship due to COVID-19 will lose their home during the COVID-19 crisis.

Michigan’s financial institutions have been working hard to assist their customers during these unprecedented times. This partnership will encourage uniformity in available options for consumers in need of assistance, regardless of financial institution.

Click here for a full explaination of the partnership.

Click here for a list of MiMortgage Relief Partnership Financial Institutions


UPDATE - URLA postponed - AGAIN

MMLA Statement on COVID-19
MMLA Member Alert Letter 3/27/20

State of Michigan

The Department of Insurance and Financial Services has issued a new Bulletin:  Bulletin 2020-21-BT/CF/CU    Executive Order 2020-59: Essential Financial Services  

Governor Whitmer Signs Executive Order Removing Barriers to Remote Transactions and Estate Planning  To view Executive Order 2020-41, click here::  EO 2020-41 Emerg order - notaries.pdf

Governor Whitmer Extends, Expands “Stay Home, Stay Safe” Executive Order to Save Lives  EO 2020-42.pdf

Self-Employed, Other Newly Eligible Workers Can Apply for Unemployment beginning Monday, April 13 at 8AM online at Michigan.gov/UIA, $600 Federal Payments Also Begin 

Michigan Legislature Approves 23-Day Extension To Whitmer Executive Order until April 30.  read resolution 
     Michigan Dept. of Health and Human Services (MDHHS)
     Executive Orders, Executive Directives and Frequently Asked Questions
     E-Notary Providers in Michigan

NMLS
   State Agency Communication/Guidance on Coronavirus/COVID-19
   NMLS COVID-19 Updates

FHA/HUD COVID-19 Updates
   FHFA Press Release on Servicer Liquidity
   FHFA Suspends Foreclosures and Evictions for Enterprise-Backed Mortgages  

   HUD PROVIDES IMMEDIATE RELIEF FOR HOMEOWNERS AMID NATIONWIDE CORONAVIRUS RESPONSE Suspends all foreclosure and evictions for the next 60 days 

CFPB Notices:
     CFPB Guidance Aims to Provide ‘Clarity, Compliance’ to Mortgage Servicing Transfers  
     CFPB Issues TRID & Regulation Z Interpretive Rule 
      Director Kraninger Statement on Joint HUD-FHFA Announcement on Foreclosure and Eviction Moratorium 

    CFPB Provides Flexibility During COVID-19 Pandemic

MBA Coronavirus (COVID-19) Updates      
     MBA sets-up a Consumer's information Page on COVID-19 FAQs
     Statement by President & CEO Bob Broeksmit, CMB

DIFS Commissioner Fox's Statment on COVID-19

GSEs: No Lump Sum Required at End of Forbearance

Fannie Mae     
       Understand Your COVID-19 Mortgage Options
       singlefamily.fanniemae.com/media/22326/display

Freddie Mac   
      Lump Sum Repayment is Not Required in Forbearance
        guide.freddiemac.com/app/guide/bulletin/2020-10
      guide.freddiemac.com/app/guide/bulletin/2020-4

USDA Rural Development   
  STAKEHOLDER ANNOUNCEMENT: USDA Implements Immediate Measures to Help Rural Residents, Businesses and Communities Affected by COVID-19 *Updated April 15, 2020*  Read the full announcement to learn more about the opportunities USDA Rural Development is implementing to provide immediate relief to our customers, partners, and stakeholders.

Getting workplace ready for COVID-19

Platinum Corporate Partners