New Updates to the Uniform Loan Application Form and Automated Underwriting Systems

December 02, 2020
12:00 PM - 1:00 PM


Calling all loan officers, processors, underwriters, and system administrators! You don't want to miss this webinar presented by Mortgage Cadence to learn about the changes in the URLA that are happening in 2021!

Fannie Mae and Freddie Mac have mandated a new Uniform Residential Loan Application (URLA) with a wide range of changes. Use of the new form begins January 1, 2021 and its use is required by March 1, 2021.

Join us to learn how the forms and their respective AUS engines (DU and LPA) will change the way that you interact with your borrowers and members as well as your technology systems.

Here are some things the speakers will discuss:

  • New URLA Form – what areas have changed and what should you look out for?
  • Brief overview of Automated Underwriting System changes
  • How to interact across platforms and systems, and what is iLAD?
  • What next?


Wednesday, December 2 at noon

FREE for MMLA members and $29 per non-members

The Zoom call-in info will be sent the day before the event! 

Thank you   for presenting this webinar! 


Melissa Kozicki
Director of Compliance
Mortgage Cadence


With a strong background in mortgage operations and compliance, plus over a decade in mortgage related software development, Melissa Kozicki is an expert at implementing compliance solutions through technology. She is currently Director of Compliance at Mortgage Cadence, an Accenture Company who has been partnering with lenders since 1999, offering the industry’s only true one-stop shop mortgage technology solutions designed for point-of-sale through post-closing.

Melissa is founder of the Vendor Regulatory Work Group, a forum for technologists to discuss regulatory implementation, meet with regulators and remain current on the ever evolving regulatory landscape. Melissa is a member of multiple mortgage associations and committees, and her contributions have been recognized as a past recipient of the MMBA Distinguished Faculty of the Year award and she has been honored as one of the 2015 Elite Women in Mortgage.  Melissa is the author of numerous publications and training courses, including federal compliance content for NMLS-certified continuing education courses, a contributor to MBA education content, and a frequent speaker at industry conferences.


Tom Paulett
Principal Product Manager
Mortgage Cadence


Tom is currently a Principal Product Manager at Mortgage Cadence, an Accenture Company, focused on understanding and implementing the users perspective, challenges, and opportunities. 

Tom has been with Mortgage Cadence for over 7 years and brings a wealth of experience having implemented multiple compliance and GSE initiatives, including TRID 1.0 and 2.0, UCD, and URLA.  Tom is a regular contributor to industry forums through Fannie Mae and Freddie Mac sessions and the MISMO organization.  Tom has previously won the HousingWire Industry Insiders Award in 2016.

THANK YOU to these 2020 Sponsors that have made an annual commitment as Platinum Corporate Partners:



$100.00 Free Member Ticket and $100 MORBANPAC Donation

Platinum Corporate Partners